credit card processing


A Complete Business Payment Solution Partner

With a 98.9% approval rate, we can help your business grow.

Complete Payment Acceptance Management

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We Manage Your Payments, While You Manage Your Business.


Small Business - Gas
Convenience - Retail - Grocery
e-Commerce - Restaurant
Auto - Home Based Businesses
High Risk and More!!

A Quantum Credit Card Processing Account means you'll receive high levels of service and security from a credit card processing company that has been in business since 1994. With proven payments security systems Quantum offers you the peace of mind that your account and funds are safe and secure.

Work Smarter...Not Harder...

Quantum is committed to helping businesses of all kinds and in all industries. Call today and our experts will work closely with you to identify the credit card and payments processing services that best match your business.


Once you have your information submitted to our underwriting team, we will go to work getting you approved.

Credit Card Processing Accounts Customized to Your Needs

  • New Businesses - OK
  • International Businesses - OK
  • Bad Credit History - OK
  • e-Commerce
  • Business to Business
  • High Risk
  • e-Cigarettes


image of laptop computer with Visa, Mastercard, American Express, and Discover logos displayed

Does your business need a credit card merchant account?


We offer cost-effective credit card and payment processing services that are fast, secure and easy to use. Our "Plug -N- Play" equipment will have you up and running in minutes. Our "Five Minute Application" process is simple and fast. Our 97% approval rate is unmatched in the industry. If you own a business that currently processes between $6,000 and $100,000 per month in Visa, MasterCard and Discover sales, we bet that you will save each month by switching to Quantum's outstanding service. Whether we install new equipment or work with your existing terminals and software services, we will minimize any downtime and start saving right away!

  • Small Business
  • Restaurants
  • Gas & Convenience
  • Outside Services
  • Mobile Payments
  • Retail Stores
  • MOTO - Mail Order/Telephone Order
  • e-Commerce
  • Business to Business
  • Home Based
  • and more


Equipment needs for small businesses will vary from a single mobile unit to multiple touch screen POS computer systems.
Running your company efficiently and profitably has never been more important. Your Quantum representative is committed to helping you select the equipment that is right for your type of business and company. Whether you are a one man service business or a pizza delivery restaurant with ten drivers, Quantum is the right partner to help you grow your business.

Whether you need software for your Restaurant, Convenience Store
Service Industry, for Point of Sale, wholesale outlet or Mail-order, or even for Manufacturing, we have products to meet your needs. No matter how well you manage your business, there are only 24 hours in a day. For many businesses, the key to maximum profitability is to effectively manage their time and scheduling to maximize employee productivity and resource usage.

As a business owner, you know that managing your books, employees, inventory, scheduling, payroll and taxes are only some of your many hats.
With Quantum Merchant Services as a partner, we will help you implement the tools necessary to keep it all in order. The right tools will keep you focused on what's important; keeping your customers happy. With our business accounting management system, we can manage all of the above and MORE! Schedule a demo with Quantum rep today and stop running in circles and start running your business.

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Submit Our Contact Form
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Complete the Application
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Start Accepting Payments
Clover POS Logo, Clover Point of Sale

An all-in-one solution

Clover® replaces your cash register, payment terminal, receipt printer, and barcode scanner with an integrated suite of products. Accept credit cards, EMV™, and Apple Pay™. Get to know your business and your customers better with reports you can run at work or from home and applications that streamline your workload.

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A circle with a gray stroke, green background with the word processing inside

Clover® Mini

Clover® Go

Clover® 2018 Flex

Clover® 2018 Station

Saint Paul Award Program

Best Processor 2020-2022

Winner Best Mobile Processing

Mobile Processing
Credit Card Processing
Check Processing
Online Credit Card Processing
Retail Processing
Gift & Loyalty Cards
High Risk Processing
ACH Processing
Merchant Cash Advance

Offering Fully Responsive Websites

Reviews of Quantum Merchant Services

Yellow Pages

Average of 33 Customer Reviews
"We have a small car repair shop and we just started the cash discount... Quantum has been really great. I actually get to talk to someone instead of a person in another country. Also I got a free machine and they had it setup already so I just had to plug it in. It works and I get my money. All of it."
-Brian C


Average of 24 Customer Reviews
"Me and my husband have a Mexican restaurant in St. Paul and we started the cash discount with Quantum. We don't pay the fees anymore and Quantum takes good care of us. Josh helped me with the Clover and we do online ordering also. Megan is awesome and helps me a lot with my deposits."
-Stephanie M


Average of 9 Customer Reviews
"Quantum has always been amazing to my business, we have 3 restaurant locations and they will always fix any problems we come across. they will come and troubleshoot at any time to get us back up and running, Rob and Josh are amazing."
-Claudia G

We Get Businesses Like Yours Approved

With a 98.9% approval rate, there's a good chance we'll say YES to your business for credit cards!

New Businesses Welcome.


Quantum Merchant Services Logo

7250 Hudson Blvd North Suite 210, Oakdale, MN 55128

Phone: 1-800-815-3123

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